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Direct debit

In Japanese: 口座振替 (koza furikae)

Definition

Direct debit (koza furikae) collects fees or school-lunch charges automatically from a bank account registered in advance.

In more detail

The payer (a student or parent) signs up and registers an account, which is debited on a set date. If the balance is short, the debit fails and a second debit or another payment method is needed.

MEXT’s guidelines on collecting school-lunch fees also list direct debit as one way to collect them.

The school receives the debit results and matches them to the invoices they pay.

In Classio

In Classio, parents register their account on the collection agency’s site, and staff create and approve debit runs, export the file and import the results.

See also

  • Student fees

    Student fees (gakunokin) is the umbrella term for money students pay the school, such as tuition, the admission fee and the facilities fee.

  • School collection fees

    School collection fees (gakko choshukin) are costs a school collects from parents, such as for materials, school lunch and school trips.

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Last updated: October 24, 2026 Edited by Classio. A general explanation based on the laws and systems in force when published; for individual cases, check with the responsible authority or a specialist.

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